Choice Merchant Solutions

An Encryption Upgrade Could Upend Online Payments

An Encryption Upgrade Could Upend Online Payments. AT THE END of June, digital credit card transactions are getting a mandatory encryption upgrade. It's good news—but not if you have an old device, or depend on a retailer that hasn't completed the transition. When data moves from one device to...

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6 Easy Ways to Protect Your Debit Card From Skimmers

6 Easy Ways to Protect Your Debit Card From Skimmers. You've no doubt heard news reports about debit card skimmers being found at certain retail or banking establishments. Card skimmers can be installed at ATMs, restaurants, gas payment terminals, and even store check-out lines. The phony...

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The pros and cons of mobile payments

The pros and cons of mobile payments. Mobile payments are advertised as a quick and convenient way to pay for anything. Just tap your smartphone to the payment terminal and — like magic — your credit card is charged for your purchase. It really couldn't be...

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Why retailers lacking EMV chip readers years after deadline

Why retailers lacking EMV chip readers years after deadline. As many as one-third of small retailers are not using chip-reading credit and debit card machines, more than two-and-a-half years after they were told to swap out traditional credit card machines. The major credit card companies previously announced that any retailer,...

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