High Risk Processing


You can be considered a high risk merchant for several reasons, some of which include:

  • Poor credit (both personal and business credit)
  • A high number of chargebacks
  • An increase in the number of chargebacks
  • Offshore operations – international merchants doing business in countries where they are not primarily based
  • High risk industry, i.e. adult, debt collection, credit repair, ticket sales
  • Previously being declined by a merchant processor

Typically these companies are forced to find other processing alternatives, which may or may not include offshore merchant processors. These alternatives can sometimes put their customers’ security, identity and credit at risk as they do not have the same standards as other merchant processors. Choice high risk is safe, secure and has the highest industry standards. Sign up today! 


Choice Merchant Solutions has become a proven industry leader in the online market.  We believe every business is different and should not be penalized for some one else’s mistakes.  There are businesses that have never had a single chargeback and are classified as high risk.  There are businesses who have funds held and have been terminated from even having a merchant account simply because of the type of business they are.  They have been discriminated against and have had many hardships along the way to success. 

In an ever growing market how can a company succeed without even being able to accept payments? Choice has taken all these issues into consideration and developed a solution which strives to help our clients succeed and grow with today’s markets.  We provide a strong back end support never seen in the payment processing world. 

Choice provides such benefits as dedicated gateways, fraud scrubbing technology, affiliate tracking software, quick funds transfer, 24/7 live customer support and no application fees just to name a few. 

In addition Choice has made our “Capital to merchants” program or “cash team” available to our high risk clients.  Whether you are looking for safe, reliable, domestic processing, or need capital to expand and grow your business, Choice is here.  

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Some of the E-Commerce/High Risk merchants we accept

  • CBD Merchants
  • Passenger Railways
  •  Bus Lines, Including Charter
  • Travel Agencies and Tour Operations
  • Continuity/Subscription Merchant
  • Consumer and Credit
    Reporting Agencies
  • Membership Clubs
  • Membership Organizations
  • Bail and Bond Payments
  • Nutraceutical Products
  • Firearms-related Merchants
  • Computer Network/Inform. System
  • Drugs, Drug Proprieties, Druggist Sundries, B2B
  • Furniture, Home Furnishings
  • Direct Marketing and
    Insurance Services
  • Cigar Stores And Stands
  • Counseling Service
  • Employment Agencies
  • Theatrical Producers
  • Credit Repair
  • Document Preparation
  • Search Engine Optimization
  • Technical Support
  • Debt Collection
  • Timeshare Relief

As a leader in the industry with years of experience, we have gained the know-how needed to perform and excel for our customers. We are dedicated to providing the latest technology as well as the highest service levels to our high risk processing customers. 

**If we did not mention your industry type please inquire within as we look at every deal.